Metlife Dental PPO

Looking for the best Westchester dentist who accepts

Metlife Dental PPO?

We have many patients in the office who have Metlife Dental PPO.

They choose us because of the highest level dental care and outstanding customer service they receive at our office.  Read their reviews online.

Your first visit (check-up examination, all the necessary xrays, and a thorough cleaning) will be fully covered.

Schedule Your Appointment Now

Having a dental emergency? See our DENTAL EMERGENCY page for fastest service.

In Westchester, Metlife Dental PPO Insurance is one of the most popular dental plans. Many companies in and around Harrison, White Plains, Scasdale, New Rochelle, and Rye, offer Metlife Dental PPO to their employees.

Metlife Dental Insurance offers a wide variety dental insurance plans, and the type of plan you have depends on the contract your employer signed with them. Many of the plans follow similar structure – but yours may have specific conditions and exclusions not found in any other.

Annual Maximum Benefit –

Is what your insurance will pay in any given insurance year. For Metlife, it is typically between $1500 and $2500. Most Metlife Plans define INSURANCE YEAR from January 1 to December 31. Some plans, especially for school employees, may run on July 1-June 30 year. Check with your plan.

Annual Deductible –

what your insurance plan wants you to pay before they cover anything. For Metlife, it is usually $50.

Coverage for Preventive procedures –

what your insurance plan will pay for checkups, cleanings, X-rays, and sealants and fluoride for children. It is typically 100%, although some plans may pay less. Usually, the deductible does not apply.

Coverage for Cleanings and Checkups –

there are three types of frequencies allowed, twice a year, twice every 12 months, or once every 6 months. While they sound the same, they are actually very different.

Twice a year means twice every insurance year (typically January to December, but may be July to June, especially for school employees). Within that year, your insurance company will pay for 2 cleanings and checkups.

Twice every 12 months means your insurance company will pay for 2 cleanings and checkups every consecutive 12 months.

Once every 6 months means your insurance company will pay for one cleaning and checkup every 6 months to the day.

Coverage for Basic procedures –

what your insurance plan will pay for fillings, root canals, gum treatments, and extractions. Most Metlife plans will cover 60-80% of the procedure costs. Sometimes, even though the plan says they will cover 80% of the procedure, their fees are so low that the actual coverage may be less.

Coverage for Major Procedures –

crowns, bridges, dentures. Typically, it is 50%, but it is subject to many provisions and restrictions, such as missing tooth clause, alternative minimum benefits, and others.

Metlife Coverage for Cosmetic Procedures –

veneers, teeth whitening, cosmetic bonding, adult orthodontics. No Metlife plan we have seen provides any coverage for these procedures.